Unlock Your Dream Home with Affordable Mortgage Solutions

Find the Perfect Mortgage Plan Tailored to Your Needs

we understand that buying a home is one of the most significant investments you'll make in your lifetime. That's why we offer customized mortgage solutions designed to fit your unique financial situation. Whether you're a first-time homebuyer or looking to refinance, our team of experienced lenders is here to guide you every step of the way. Explore our competitive rates and flexible terms to make your dream of homeownership a reality.

ask us anything!

Got questions? We're here to help! Whether it's about mortgage rates, plans, or the process, feel free to ask us anything. We're ready to guide you every step of the way!

1300 633 616

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Get Your Personalized Mortgage Quote Today!

Unlock Your Dream Home with Our Mortgage Solutions.

15+

Years of Experience

who we are?

Your Trusted Partner in Home Financing

we’re more than just a mortgage lender—we’re your dedicated partner in making homeownership a reality. Our team works closely with you to understand your goals and provide tailored mortgage solutions that fit your lifestyle and budget. From first-time buyers to experienced homeowners, we’re here to offer guidance, support, and expertise every step of the way.

why choose us?

Building Foundations for a

Brighter Future

Home Purchase

Refinance

Loan Options

Approvals Achieved

90%

Personalized Solutions

85%

Applications approved when the banks said NO!

60%

Your Journey to Homeownership Starts Here

we simplify the journey to homeownership. Our dedicated team is here to guide you through every step, providing expert advice and personalized support. Together, we’ll turn your dream of owning a home into reality!

  • Personalized mortgage solutions tailored to your needs.

  • Expert guidance throughout the entire buying process.

  • Competitive rates to help you save on your investment.

what we offer ?

Effortless Mortgages, Realize Your Dreams

we streamline the mortgage process to make your homeownership dreams a reality. Our tailored solutions and expert support ensure a smooth journey, empowering you to achieve your goals with confidence.

Bridge Loans

Bridge loans offer temporary financing, allowing you to purchase a new home before selling your current one. They provide quick access to funds, making your transition easier.

  • Fast Approval: Get funds quickly to secure your new home.

  • Flexible Solutions: Tailored to meet your specific needs.

  • Easy Transition: Simplifies the process of moving between properties.

Construction Loan

Rental loans help you finance investment properties, making it easier to generate rental income.

  • Tailored Financing: Custom loans for investment properties.

  • Competitive Rates: Favorable terms for better returns.

  • Expert Support: Guidance throughout the process.

Expat Mortgage

Expat mortgages enable you to finance property, making international income accessible.

  • Global Financing: Tailored solutions for international income.

  • Expert Assistance: Guidance through cross-border transactions.

  • Flexible Terms: Competitive options for overseas income.

Consultation

Our consultation services provide personalized guidance to help you navigate the mortgage process effectively.

  • Expert Advice: Tailored mortgage strategies for your needs.

  • Comprehensive Reviews: In-depth analysis of your financial situation.

  • Ongoing Support: Assistance at every step of your journey.

Refinancing

Refinancing allows you to adjust your mortgage terms, potentially lowering your monthly payments and saving on interest.

  • Lower Rates: Access competitive interest rates for savings.

  • Flexible Options: Tailored refinancing plans to meet your goals.

  • Expert Guidance: Support throughout the refinancing process.

Insurance

Our insurance services provide essential coverage to protect your home and investment.

  • Comprehensive Coverage: Tailored policies for your needs.

  • Peace of Mind: Protect against unforeseen events.

  • Expert Guidance: Assistance in selecting the right insurance options.

how it works

Partnering in Your Real Estate Success

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Consultation

Discuss your needs and financial goals with our experts.

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Application

Complete a simple application to start the financing process.

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Settlement

Finalize your mortgage and receive the keys to your new home!

Testimonials

— Michael R.

I had an incredible experience with them. The team was attentive and helped me navigate the mortgage process smoothly. Thanks to their expert guidance, I was able to secure my dream home without any hassle. Highly recommend!

— Sarah T.

The support I received from them was outstanding! They took the time to understand my needs and found the perfect financing solution for my investment property. I couldn't have done it without them!

Thank you for choosing us. We are dedicated to helping you achieve your homeownership goals with personalized service and expert guidance. For more information or assistance, feel free to reach out to us anytime!

quick info

175 Maroondah Highway, Ringwood VIC 3134

1300 633 616

© Copyright Think Beyond The Banks Money 2025. All rights reserved. BTB Wealth Pty Ltd Trading As BTB Money - Think Beyond The Banks Money. Australian Credit License 387381